IOU PAY – Buy Now, Pay Later.
Make your online or offline shopping affordable and convenient by spreading your payment into simple instalment plans. Pay only 1/3 of the amount at the time of purchase and receive your item first. No hidden fees, 0% interest fees
Enjoy the convenience and hassle-free experience by downloading IOU PAY App NOW!
INSTANT Credit Approval
Shorter waiting time, instant decision and can avail immediately.
- View all your purchases
- Track your upcoming payments and deadlines
- Easily make payments direct from the app
Accept both credit and debit card.
ENJOY your new shopping experience with IOU PAY. Buy Now, Pay Later.
Download Now at Google Play Store & Apple App Store
Who is IOUpay ?
IOUpay provide fintech and digital commerce software and services in South East Asia (SEA) that enable our institutional customers to securely authenticate end-user customers and process banking, purchase and payment transactions.
Our proprietary IOUpay platform enables large customer communities to extend their information technology applications to any mobile device and integrate mobile technology throughout their existing business.
Our business divisions consist of Mobile Banking, Digital Payments and Digital Services which services 20 of Malaysia’s leading banks, insurers and telco’s in Malaysia and other large Corporates in Malaysia & Indonesia.
How It Works ?
Consumer Payment Flow
Consumer Credit Limit